Pay Your Employees' Super on Time with a Credit Card

Compliant and effortless, even on your tight cash days.

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ATO Compliant Pay by Credit Card instantly 100% Secure & Reliable

Pay With

Latitude
NAB
Qantas
Kogan
Bankwest
American Express
Latitude
NAB

New Payday Superannuation Laws

(Payday Super) Make Payroll Harder

From 1 July, 2026, employers must pay super at the same time as wages – every payday. That means more frequent payments, tighter deadlines, and no room for late lodgements.

Payday Super:

Before vs After 1 July 2026

Before 1 July 2026

Super paid every 3 months
3 months to process payments and fix issues
1 super payment to manage
1 chance for a payment error
Admin clustered quarterly
Compliance checked periodically

From 1 July 2026

Super paid every payroll (Weekly/fortnightly payments)
Payments due each pay run
Up to 12 payments (weekly payroll)
Up to 12 chances for errors
Admin required every payday
Compliance always on

The Pay My Super Platform Makes Payday Super

Easy and Compliant

Pay My Super is built for Payday Super, so you can pay super on time, every time, without the stress.

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Paying by Credit Card Is Simple and Compliant

Super payments have always relied on direct debit or BPAY. Now there's a compliant credit card option.

The Smart Way to Pay Super

Pay My Super is the only payment facilitator purpose-built for direct, compliant super payments by credit card.

How Pay My Super Works

Pay My Super fits neatly into the way you already run payroll, with one critical difference: you don't need cash on hand.

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1

Export from Your Payroll System

Export your super contribution data directly from Xero and MYOB. No new payroll process. No manual re-entry.

2

Secure Upload & Validation

Pay your total super amount using Visa, Mastercard, or Amex. This gives you flexibility to manage payments without draining your cash reserves.

3

Pay by Credit Card

Pay the total super amount using your credit card. Depending on your card, you can delay the out-of-pocket cost for 80-100 days.

4

Funds Remitted to Super Funds

We handle payment processing and records, helping you stay compliant without adding extra admin to your week.

5

Full Compliance & Audit Trail

You receive receipts, reports, and a complete audit trail for every pay run. Employees get visibility that their super has been paid.

Start Your Free Trial with No Obligation

Only the platform monthly fee is included in the free trial. Processing fees are charged per super payment.

Plans

Starter

$49/month, up to 5 employees

Growth

$99/month, up to 25 employees

Scale

$199/month, unlimited employees

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All plans include:

Secure storage of employee super data
Full audit logs for every payment
Management of returned payments
Automatic employee notifications
Compliance checks to meet Payday Super requirements

Super Hits the Fund, Employees Get Notified – Happy Staff, You Chill

Designed by business owners for business owners.

Turn Super Payments Into Reward Points

Pay super by credit card and earn points while staying fully compliant.

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Payday Super
Cash-Flow Calculator

See How Payday Super Affects Your Cash Flow Before It Does.

Calculate

Calculated using the official Superannuation Guarantee rate. Results include super amounts per pay period under Payday Super rules.

Frequently Asked Questions

There's a small processing fee based on the amount you pay. Think of it as buying yourself some cash-flow breathing room while staying compliant with Payday Super requirements.

Absolutely. Pay My Super is built on Stripe's enterprise-grade payment infrastructure. Every transaction is encrypted, traceable, and fully compliant with Australian financial regulations.

Yes! Pay My Super integrates seamlessly with Xero, MYOB, QuickBooks, and any SuperStream-compliant payroll system. Simply export your pay run data and upload it to our platform.

That's exactly what Pay My Super solves. Pay by credit card and get up to 80-100 days before the cash leaves your account, depending on your card's billing cycle.

From 1 July 2026, failing to pay super on time will result in penalties from the ATO, including the Super Guarantee Charge (SGC). Pay My Super helps you avoid this by ensuring timely, compliant payments every pay run.